Mark can assist clients in negotiating bank financing for their businesses. If restructuring is needed for existing debts, Mark can advise on how you should address that need.
For those who own or want to own a bank or other financial institution, Mark has an extensive background in bank regulatory matters, including new charters, changes of control, examination issues and issues arising under the National Bank Act, the Federal Reserve Act and the Federal Deposit Insurance Act.
Are you a small bank in Utah and need the presence of an attorney at that post-examination meeting next week? Are you struggling with a regulatory application? Do you need help with your responses to the pre-examination questions? Don't want to pay to fly in your outside counsel from New York or Washington D.C.? Then, consider using the firm's general counsel services. Mark can provide you with a local presence at an affordable cost. Mark's career focus has been on the financial services industry. He has worked for and represented various financial institutions. He was a financial institution regulator, working for the Office of the Comptroller of the Currency as a bank examiner and the Federal Deposit Insurance Corporation as counsel in the Receivership and Resolution Branch of the Legal Division. In his 13 years at Western Union and First Data, he focused on their money transfer, bill payment and money order businesses. He has handled many regulatory applications, including new charters, branch approvals, charter conversions and changes of control. He has performed, participated in and represented clients in numerous examinations.
For those who are considering becoming a money services business, for example a Western Union or MoneyGram agent, Mark can advise you on the benefits and detriments of such action.